IELTS Speaking tip
Learn to paraphrase questions before answering them for clarification.
Vocabulary
- budgeting
- expenses
- savings
- investments
- priorities
- finances
- planning
- affordability
- discipline
- analysis
- decisions
- allocation
- lifestyle
- transactions
- financial literacy
Sample Answer
Managing finances in order to afford expensive activities is a multifaceted challenge that requires both discipline and strategic planning. Firstly, individuals should cultivate a comprehensive budget, delineating their income and expenditures, and prioritizing essential over discretionary spending. For instance, setting aside a specific percentage of their income for leisure activities can facilitate a more sustainable approach to enjoyment without incurring debt.
Moreover, embracing the concept of delayed gratification can be transformative. By postponing immediate pleasures for more substantial experiences later, individuals can often find greater fulfillment, as these planned activities often carry deeper meaning. Additionally, leveraging discounts, loyalty programs, and group rates can significantly reduce costs. Ultimately, conscientious financial management not only allows for participation in high-cost ventures but also instills a sense of responsibility and foresight.
User Answers
- April 6, 2024 at 09:19 AM
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