IELTS Speaking tip
Study the scoring criteria used by IELTS examiners to know what they look for.
Vocabulary
- budgeting
- expenses
- income
- necessities
- discretionary spending
- challenges
- savings
- financial literacy
- priorities
- lifestyle
- incentives
- discipline
- financial goals
- decision-making
- investments
Sample Answer
Saving money can be a formidable challenge for young people, primarily due to a multitude of financial pressures they face. With rising living costs, particularly in urban areas, young individuals often find themselves allocating a significant portion of their income to essential expenses such as rent, utilities, and transportation. Furthermore, the pervasive culture of consumerism, exacerbated by social media, instills a mindset that prioritizes immediate gratification over long-term financial security.
Despite these challenges, one could argue that the advent of technology has made it somewhat easier to save. Various budgeting apps and online saving tools empower young people to monitor their finances more effectively and set achievable savings goals. Ultimately, while obstacles exist, fostering a habit of saving from an early age is crucial, as it establishes a foundation for future financial stability.
User Answers
- January 11, 2024 at 10:26 PM
- November 6, 2023 at 12:59 PM
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- October 30, 2023 at 10:47 AM
- October 28, 2023 at 01:19 PM
Other Questions
- Part 1Do you often use apps on mobile phones?
- Part 1When you go out do you most often drink tea, or coffee?
- Part 1Are you planning to move to another area to live?
- Part 1Do you like going to the cinema?
- Part 1Do you prefer to (or usually) watch a film alone or with others?
- Part 1Is live music popular in your country?
- Part 1Would you move to another city because of the weather?
- Part 1What do you think when your friends borrow your phones
- Part 1Do you drink much water every day?
- Part 1What are the most crowded places in your hometown (or where you are living now)?