IELTS Speaking tip
Practice speaking about everyday topics as well as abstract topics.
Vocabulary
- budgeting
- expenses
- income
- necessities
- discretionary spending
- challenges
- savings
- financial literacy
- priorities
- lifestyle
- incentives
- discipline
- financial goals
- decision-making
- investments
Sample Answer
Saving money can be a formidable challenge for young people, primarily due to a multitude of financial pressures they face. With rising living costs, particularly in urban areas, young individuals often find themselves allocating a significant portion of their income to essential expenses such as rent, utilities, and transportation. Furthermore, the pervasive culture of consumerism, exacerbated by social media, instills a mindset that prioritizes immediate gratification over long-term financial security.
Despite these challenges, one could argue that the advent of technology has made it somewhat easier to save. Various budgeting apps and online saving tools empower young people to monitor their finances more effectively and set achievable savings goals. Ultimately, while obstacles exist, fostering a habit of saving from an early age is crucial, as it establishes a foundation for future financial stability.
User Answers
- January 11, 2024 at 10:26 PM
- November 6, 2023 at 12:59 PM
- November 2, 2023 at 10:06 AM
- October 30, 2023 at 10:47 AM
- October 28, 2023 at 01:19 PM
Other Questions
- Part 1How often do you have a drink of water?
- Part 1Do you use perfume?
- Part 1How important is your hometown to you?
- Part 1Are you willing to share your favourite possessions?
- Part 1Would you say it's important to drink water?
- Part 1Do you prefer to look at the sky in the daytime, or at night?
- Part 1Where do you often walk ?
- Part 1Is there anything that you would not share with others?
- Part 1How often do you use email (or, write emails)?
- Part 1Do you think you are more patient now than when you were younger?