IELTS Speaking tip
Practice answering follow-up questions to develop your ability to elaborate.
Vocabulary
- budgeting
- expenses
- income
- necessities
- discretionary spending
- challenges
- savings
- financial literacy
- priorities
- lifestyle
- incentives
- discipline
- financial goals
- decision-making
- investments
Sample Answer
Saving money can be a formidable challenge for young people, primarily due to a multitude of financial pressures they face. With rising living costs, particularly in urban areas, young individuals often find themselves allocating a significant portion of their income to essential expenses such as rent, utilities, and transportation. Furthermore, the pervasive culture of consumerism, exacerbated by social media, instills a mindset that prioritizes immediate gratification over long-term financial security.
Despite these challenges, one could argue that the advent of technology has made it somewhat easier to save. Various budgeting apps and online saving tools empower young people to monitor their finances more effectively and set achievable savings goals. Ultimately, while obstacles exist, fostering a habit of saving from an early age is crucial, as it establishes a foundation for future financial stability.
User Answers
- January 11, 2024 at 10:26 PM
- November 6, 2023 at 12:59 PM
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- October 30, 2023 at 10:47 AM
- October 28, 2023 at 01:19 PM
Other Questions
- Part 1Who do you live with?
- Part 1When was the last time you drank some tea or coffee?
- Part 1What's your favorite kind of music?
- Part 1How often do you have a drink of water?
- Part 1Who do you get on best with in your family?
- Part 1Have you ever been to a concert before?
- Part 1Why did you choose that major?
- Part 1Do you prefer visiting your relatives, or your friends?
- Part 1Which city have you been to recently?
- Part 1Are you patient in your work or study?