IELTS Speaking tip
Work on building confidence by speaking in front of a mirror or to friends.
Vocabulary
- financial difficulties
- expenses
- consumption
- budgeting
- spending habits
- priorities
- savings account
- emergency fund
- economic factors
- lifestyle choices
- discretionary income
- financial planning
- debt
- investments
- income
Sample Answer
There are several factors contributing to the difficulties individuals face when it comes to saving money. Firstly, the pervasive culture of consumerism compels many to equate happiness with material possessions, exacerbating impulsive spending behaviors. Secondly, economic instability, characterized by fluctuating job markets and rising living costs, creates an environment where saving seems untenable for a significant portion of the population. Additionally, low financial literacy often leaves individuals ill-equipped to manage their finances effectively or to understand the importance of saving. Thus, without a sound strategy or sufficient resources, the goal of saving can often feel like an elusive dream rather than an achievable reality.
User Answers
- October 30, 2023 at 10:49 AM
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